As an accomplished new author and publisher of, "Financial Spider Web Trap: 100 Ways to Avoid Losing Your Money," I am dedicated to raising awareness of financial crises among underserved populations, youths, athletes and debtors. I aspire to bring tangible solutions that can lead to a lifetime of economic freedom.

With 30 years in management, entrepreneurialism, coaching and development, I consistently demonstrate results-driven leadership.

Based in Memphis Tennessee, I serve as Chief Operation Officer of Holmes Debt Solutions, LLC., a for-profit organization that addresses complex financial challenges, including debts, delinquencies, defaults and debtors' traps.